Medicare Supplement vs. Medicare Advantage: What’s the Difference?
Posted: September 21, 2021
Applying for Medicare once you reach retirement age sounds simple enough. But just because you’re covered under the federal health insurance program doesn’t mean you won’t be faced with out-of-pocket costs. With Original Medicare (Parts A and B), you’ll receive coverage for health-related expenses like hospital care, doctor visits, medical procedures and equipment. Like a traditional health insurance policy, Medicare pays its share of the...
Is a Medicare Supplement Insurance Plan Worth It?
Posted: September 20, 2021
When you sign up for Medicare Parts A and B, you also have the option to apply for a Medicare Supplement insurance plan. A Medicare Supplement plan, sometimes called “Medigap,” is a private insurance policy that can help pay for some of the health care costs that Medicare doesn’t cover. But is this coverage really necessary? And more importantly — is it worth it? WHY CHOOSE...
Newborn Safety Checklist for First-Time Parents
Posted: September 10, 2021
After the birth of a first child, many new parents are struck by the awesome responsibility they have just taken on. Newborn babies are completely dependent on their parents and caregivers to protect and nurture them. In keeping with Baby Safety Month in September, the following checklist can help first-time parents keep their newborns safe. Infant Safety Checklist Always support the baby’s head. A newborn’s...
When to Consider Supplemental Health Insurance
Posted: August 25, 2021
Supplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in the event of a serious accident or illness. If you are under age 65 and...
Do Freelancers and Gig Workers Get Employer-Sponsored Health Insurance?
Posted: August 10, 2021
With the high cost of healthcare today, we all need health insurance. Freelancers and gig workers do not have the benefit of an employer-sponsored group health plan, but they can still purchase health insurance to help cover their medical expenses. The following are some possible options. The Marketplace Individual health insurance is available for purchase through the Marketplace at healthcare.gov. There are many options from...