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Hiring a Contractor Checklist

Hiring a Contractor Checklist

Hiring the right contractor can be tough—and it’s one of the most important decisions you’ll make during a repair project, according to the Better Business Bureau. Whether you’re looking for someone to do a small repair or to help clean up after a storm that’s caused damage, it’s important to make sure you’ve hired someone you can trust to do the job. We’ve pulled together...

Beginner’s Guide to Annuities

Beginner’s Guide to Annuities

It is never too late, or too early, to start planning for retirement. Annuities are a popular option with many advantages. You can put away larger amounts of cash, and growth is tax-free until you withdraw the funds. As an investment vehicle, annuities may seem confusing at first. The following is a basic guide to annuities for beginners.  What Are Annuities? Annuities are a relatively...

Understanding the “Welcome to Medicare” Physical Exam

Understanding the “Welcome to Medicare” Physical Exam

During the first 12 months after enrolling in Part B, Medicare covers a one-time, preventative physical exam. This is known as the “Welcome to Medicare” exam. It includes a thorough checkup and health review. It also provides education and counseling on preventative services, such as screenings and vaccines, as well as referrals for additional care if needed.  No Cost for the “Welcome to Medicare” Physical...

Professional Liability Insurance vs. General Liability Insurance

Professional Liability Insurance vs. General Liability Insurance

All businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover.  What Is Professional Liability Insurance? Also known as errors and omissions (E&O) insurance, professional liability insurance is designed to protect you in case a client files a...

Quiz: How Much Value Can These DIY Projects Add To Your House?

Quiz: How Much Value Can These DIY Projects Add To Your House?

We’re spending a lot more time at home these days, which means spending a lot more time looking at – and maybe second-guessing – every wall color and ceiling fixture. Whether you’re just looking for a small change or preparing to sell, you might be wondering if your investment will ultimately pay off. Can you guess the return on each of these DIY home projects?...